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Privacy Policy

BudgetBuddy respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use and protect your information.

08/25/2026 EN BudgetBuddy

Data Controller

Company name

The Cloudest Tomasz Iwanowski

Tax ID (NIP)

1251739186

REGON

523341785

Contact

privacy@budget-buddy.eu

Address

Bandurskiego 47B, 05-270 Marki, Poland

Account data

Registration data

username, e-mail address, password stored as a secure hash

Profile data

user preferences, app settings

Login data

date and time of login, IP address

Financial data

Budgets

budget names, planned and actual amounts

Categories

names of expense categories and subcategories

Transactions

descriptions, amounts, transaction dates

Documents

scanned receipts and statements (optional)

Technical data

Cookies

user preferences, login session

Server logs

IP address, browser, operating system

Analytics data

usage statistics (if consent was given)

Advertising data

on Free: IP address, device identifiers and information, ad use and interactions, diagnostics, approximate location derived from IP and consent signals needed for delivery, measurement, frequency capping and fraud prevention; never budget contents. We do not use personalized ads or request App Tracking Transparency permission

Payment data

Transaction data

store, product, transaction identifier, status and subscription-period dates

Identifier

a random account identifier shared with RevenueCat to link the purchase to a plan

Security

card and bank details are processed by Apple or Google and are never stored in our system

Legal basis for processing

GDPR Art. 6(1)(b)

Performance of a contract (providing the BudgetBuddy service)

GDPR Art. 6(1)(a)

Consent (analytical and functional cookies)

GDPR Art. 6(1)(f)

Legitimate interest (security, server logs)

Purpose of processing

Providing the service

Enabling budget management, expense categorization and financial analysis.

Security

Protecting user accounts, detecting unauthorized access and preventing abuse.

Improving the service

Analyzing how the app is used in order to improve it (only with consent).

Types of cookies

Essential cookies

Required for the site to function correctly. Cannot be disabled.

Analytics cookies

Help us understand how users use the site. Require consent.

Functional cookies

Remember user preferences. Require consent.

Managing cookies

You can change your cookie preferences at any time in the app settings.

Google Analytics

Purpose

Google Analytics helps us understand how users use the app so we can improve it. We process limited statistical data and technical identifiers only after obtaining the required consent.

Privacy protection

Financial data, passwords and other sensitive information are NEVER sent to Google Analytics. We only collect general usage statistics.

Your control

You can disable Google Analytics at any time in the cookie or account settings. The app works fully without analytics.

Who receives your data

Hosting providers

To store data on servers

Analytics providers

Google Analytics (only with consent)

Subscriptions

Apple, Google and RevenueCat - purchase, confirmation and entitlement synchronization

Free-plan ads

Google AdMob and the certified UMP consent platform - only after the privacy flow

Government authorities

Only where required by applicable law

Transfers outside the EEA

Apple, Google, RevenueCat and Google AdMob may process limited subscription or advertising data outside the EEA under their policies and an applicable transfer mechanism, including an adequacy decision or standard contractual clauses.

Financial information entered in a budget is not sent to the advertising network.

Automated decision-making

We do not use automated decision-making or profiling that would produce legal effects or similarly significantly affect the user.

Your rights

Under GDPR, you have the right to:

  • Access your personal data
  • Rectify incorrect data
  • Erasure of your data (the right to be forgotten)
  • Restrict processing
  • Data portability
  • Object to processing
  • Lodge a complaint with the supervisory authority (UODO)

Supervisory authority

Personal Data Protection Office (UODO)

ul. Stawki 2, 00-193 Warsaw, Poland

Phone: +48 22 531 03 00

E-mail: kancelaria@uodo.gov.pl

Data security

Encryption

Data is transmitted over HTTPS. Passwords are stored as secure hashes, and secrets that must be retrieved later are encrypted.

Secure servers

Data is stored on servers with access controls, backups and security monitoring.

Restricted access

Only authorized personnel have access to data, to the extent necessary.

How long we keep your data

Account data

until the account is deleted by the user

Financial data

for as long as the service is actively used

Server logs

up to 12 months

Cookies

according to browser settings and user preferences

Subscription data

for the account lifetime and afterwards only as needed for settlements, complaints and legal obligations

Source of your data

Data comes from the user and app use. We also receive purchase status and identifiers from Apple, Google and RevenueCat.

Is providing data required?

Mandatory data

E-mail address, username, password - required to provide the service

Optional data

All other data (preferences, documents) - provided voluntarily

If not provided

You will not be able to create an account or use the app

Payment data

Required for Premium/Plus subscriptions - without it, purchase is not possible

Store subscription information

Security

Apple App Store or Google Play processes the payment. BudgetBuddy does not receive card details.

Subscriptions

Subscriptions renew automatically. Management and cancellation take place in the purchase store.

Documents and refunds

Purchase history and documents are available in the Apple/Google account. Payment refund requests go to the relevant store.

Account deletion

Deleting a BudgetBuddy account does not cancel a store subscription. First turn off renewal in the App Store or Google Play. We may retain limited transaction data when required for legal, accounting or claims purposes.

Contact

Questions about data protection?

Contact us: privacy@budget-buddy.eu

We'll reply within 30 days.

Changes to this policy

We reserve the right to make changes to this privacy policy. We will inform users of any significant changes through the app or by e-mail.

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